Nationwide title research since 1995

Same-Day Title Updatesfor Real Estate Lenders

Real-time accuracy. Seamless automation. Same-day delivery.

  • <0.43 business days avg. turnaround
  • Every U.S. county covered
  • SOC 2 Type II controls

AFX Research has delivered accurate, nationwide real estate title research since 1995, serving banks, insurers, investors, government agencies, and major SaaS loan & claim fund control platforms like Built, Land Gorilla, Encompass, Calyx, and many more.

Be it for real estate loans, construction risk management, draw disbursement management, or other property transactions, we deliver a tailored, integrated title reporting solution designed to meet your platform’s needs and those of your clients.

With a certified abstractor network in every U.S. county, we provide extremely fast, fixed-rate reports backed by rigorous public records data. Trusted by the SEC, IRS, and DOJ, our reports support high-value transactions, fraud investigations, and custom research needs, and are guaranteed accurate.

Integrated with the platforms lenders run on

  • Built
  • Land Gorilla
  • Encompass
  • Calyx
  • ICE
  • Nexys
  • Mortgage Automator
  • TrustPoint

Why AFX

Key Benefits of Working with AFX Research

One partner for fast, verified title data—wherever your borrowers build, buy, or lend.

LOS Integration

We deliver instant, standardized data through webhook and JSON integration, seamlessly connecting reports to Encompass, Calyx, ICE, or any custom LOS without manual uploads.

AI-Enhanced Automation

AI automation minimizes discrepancies and reduces title exceptions. Human verification ensures accuracy, enabling faster clearances and smoother closings.

Rapid Turnaround

Get results within 4 hours nationwide across all 50 states. Save on processing costs, reduce admin labor, and streamline long-tail closings with speed and accuracy.

Nationwide Coverage

We provide title reports in all 50 states, ensuring you can serve clients anywhere. One partner delivers consistency, reliability, and confidence nationwide.

API Integration

Our title search services integrate with any LOS or CLM. Built for efficiency, our API ensures fast, secure data transmission and instant title report retrieval.

Customizable Reporting Formats

We support PDF, XLSX, Word, and JSON formats, delivering title data in the structure that best fits your workflow—ensuring clients get reports tailored to their needs.

Fixed-Rate Pricing

Fixed-rate reports backed by rigorous public records data, so title spend stays predictable whether you order a single update or thousands—in any county, in any state.

Secure, Audit-Ready Delivery

SOC 2 Type II controls, token-based authentication, and HTTPS on every exchange. Full order and delivery logs give compliance teams and examiners a clean audit trail.

API · Webhook · JSON

Integration Process Overview

Unlock seamless data exchange between your platform and AFX Research by connecting your systems two ways: use the REST API to query and manage your orders on demand, or webhooks to receive real-time notifications as your properties progress—most integrations use both together.

Our webhook system enables real-time communication for property search requests, status updates, and document delivery, all while maintaining secure connections through token-based authentication. The result is simplified automation and enhanced workflow efficiency, letting your team stay in sync with AFX without extra manual steps.

  1. Order via API or portal

    Your platform sends a property.add webhook—or your team orders in one click. No copy/paste, no email chains.

  2. Real-time status updates

    property.status.update events keep your LOS in sync while our certified abstractor network completes the research.

  3. Same-day delivery

    property.document.upload delivers the PDF report plus a structured JSON abstract of the full title data.

  4. Automate downstream

    Match owner names, detect involuntary liens, and release or pause funds programmatically the moment data arrives.

Customized title reporting for your industry

Our Technology

Comprehensive title research, fully integrated into the software powering your lending and project management processes. An average completion time under 0.43 business days for API-integrated partners means your clients access critical information faster than ever.

Portal Management

A secure client portal with centralized access to order history, report downloads, status tracking, and communication—built for enterprise use, multi-user management, and audit trails.

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Placekey & Parcel Maps

Placekey geospatial IDs and parcel mapping layers bring precision to every search. Visualize ownership boundaries and tie every title update to the right parcel.

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API Integrations

Connect your LOS, CLM, or custom platform to automate ordering, status checks, and delivery. Webhook support and JSON formatting keep your system in sync in real time.

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Customized Searches

Customizable filters for document types, jurisdiction levels, and ownership details. Whether underwriting, auditing, or funding, each report fits the exact scope of your project.

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AI LLMs

Advanced language models interpret, extract, and validate key data from complex property records in real time—accelerating turnaround while reducing manual errors.

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ECC Algorithms

Proprietary Error Correction & Classification algorithms detect inconsistencies, flag potential defects, and classify critical issues before delivery.

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White-Label Templating

Deliver fully branded title reports using your own logos, colors, and messaging. Enhance client trust with professional documentation under your identity.

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Multi-Format Deliveries

Reports delivered in PDF, Word, Excel, or JSON—human-readable files or machine-readable data, whichever best suits your platform’s workflow.

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Every lending sector

Tailored Title Update Solutions for Every Lending Sector

At AFX Research, we recognize that not all lenders have the same needs. Whether you’re a consumer mortgage lender helping homeowners close quickly, a private lender funding investment properties, a loan buyer or aggregator managing bulk acquisitions, or a servicer handling post-close operations, our title update solutions are designed for your unique workflow.

With fast, accurate, and system-integrated reporting, we support every stage of the lending lifecycle—delivering the clarity and compliance needed to move loans forward with confidence.

Explore use cases by lender type
  • Consumer mortgage lenders — pre-funding checks, draw disbursements, post-close QC
  • Private & investment lenders — fix-and-flip draws, foreclosure review, portfolio surveillance
  • Commercial RE lenders — interim disbursements, collateral verification
  • Loan buyers & aggregators — pre-purchase due diligence, repurchase defense
  • Servicers & special servicers — transfers, loss mitigation, lien release

2026 watch

Title Research, On the Record

David Mitchell, President of AFX Research, joins Sean Faries, Founder and CEO of Land Gorilla—a leading construction loan management software company—to discuss property liens, the recording process, and the challenges involved in title research.

Watch on YouTube

Proven at scale

Our Numbers Speak for Themselves

$2.5T
Combined assessed property value researched
20K+
Total clients we have served to date
1,000+
Average clients served each week
30+
Years AFX has been a staple in title research

Impactful success

AFX has been something that I dreamt should exist but it didn’t seem possible. When I found out about AFX, I couldn’t believe it was real until I saw it work.

We used to have to sit on draw requests with the inspection report in hand while waiting for updated title reports to come back—sometimes up to 5 days. Borrowers were less than thrilled that we had a draw report in hand and still couldn’t release the funds.

AFX has completely solved that issue as we get title reports in a matter of hours. It has been a complete game changer, and now our borrowers are able to receive their draws once we sign off on the inspection report without waiting any longer.

Kirk AyzenbergPresident & CEO, Nexys

Machine-readable by design

Common Report Example

Every delivery includes a structured JSON abstract alongside the PDF—taxes, deeds, mortgages, and liens as clean, actionable data your systems can act on instantly.

title-abstract-payload.json
{
  "your_order_number": "1663232-1212",
  "afx_property_id": "79-275248-47",
  "file_name": "1663232-1212-TS.pdf",
  "public_url_to_file": "https://ourfileurl.com/files/download/431365FR2aPVJhUTIs6K4emWn7LPN5RGDvrT1WtQAHRKE3g",
  "report_data": {
    "productID": "116",
    "productName": "Current Owner Search w/ Taxes",
    "propertyID": "79-275248-47",
    "yourReferenceNumber": "ABCD1234",
    "yourOrderNumber": "1663232-1212",
    "yourMortgageeSiteName": "ABC MONEYSOURCE MORTGAGE COMPANY",
    "dateComplete": "08/19/2024",
    "dateEffective": "08/16/2024",
    "propAddress": "123 SE TEST ROAD",
    "propCity": "ESTACADA",
    "propState": "OR",
    "propZip": "97020",
    "propCounty": "CLACKAMAS",
    "propAPN": "111025371-012",
    "propAltAPN": "R-3-4E-21-C-A-01500",
    "propLegal": "SUBDIVISION VISTA TEST 4366 TRACT C",
    "propOwner": "CORY TIPTON",
    "landValue": "100000.00",
    "buildingValue": "250000.00",
    "propValue": "350000.00",
    "overallTaxNotes": "",
    "taxesExists": 1,
    "taxes": [
      {
        "year": "2023",
        "period": "",
        "status": "PAID",
        "date": "",
        "amount": "3141.26"
      },
      {
        "year": "2024",
        "period": "",
        "status": "DUE",
        "date": "",
        "amount": "3721.10"
      }
    ],
    "deedsExists": 1,
    "deeds": [
      {
        "type": "WARRANTY DEED",
        "dated": "03/13/2024",
        "recorded": "03/13/2024",
        "instrument": "2024-008696",
        "book": "",
        "page": "",
        "torrens": "",
        "grantorName": [
          "NORTHWEST CORE HOLDINGS, LLC"
        ],
        "granteeName": [
          "CORY TIPTON"
        ],
        "notes": ""
      },
      {
        "type": "DEED",
        "dated": "01/31/2024",
        "recorded": "02/02/2024",
        "instrument": "2024-003832",
        "book": "",
        "page": "",
        "torrens": "",
        "grantorName": [
          "VISTA TEST HOMEOWNER'S ASSOCIATION"
        ],
        "granteeName": [
          "JOHN DOE"
        ],
        "notes": ""
      }
    ],
    "mortgagesExists": 1,
    "mortgages": [
      {
        "type": "DEED OF TRUST",
        "dated": "04/20/2024",
        "recorded": "04/30/2024",
        "instrument": "2024-015037",
        "book": "",
        "page": "",
        "amount": "312000.00",
        "mortgagorName": "JOHN DOE",
        "mortgageeName": "ABC MONEYSOURCE MORTGAGE COMPANY",
        "trusteeName": "FIDELITY NATIONAL TITLE COMPANY OF OREGON",
        "mersName": "EVERGREEN MONEYSOURCE MORTGAGE COMPANY",
        "mersMIN": "1000235-0023016999-7",
        "mersStatus": "ACTIVE",
        "relatedDocsExists": 1,
        "relatedDocs": [
          {
            "type": "ASSIGNMENT",
            "desc": "UMB BANK NATIONAL",
            "recorded": "02/28/2024",
            "instrument": "",
            "book": "1130",
            "page": "415"
          }
        ],
        "notes": ""
      },
      {
        "type": "HELOC",
        "dated": "06/25/2024",
        "recorded": "06/30/2024",
        "instrument": "2024-016054",
        "book": "",
        "page": "",
        "amount": "30000.00",
        "mortgagorName": "JOHN DOE",
        "mortgageeName": "TRUST CREDIT UNION",
        "trusteeName": "",
        "mersName": "",
        "mersMIN": "",
        "mersStatus": "",
        "relatedDocsExists": 0,
        "notes": ""
      }
    ],
    "liensExists": 0,
    "overallLienNotes": "",
    "miscsExists": 0,
    "reportNotes": "",
    "dateSubmitted": "08/19/2024 10:14:31 AM",
    "currentDeedRecordDate": "03/13/2024"
  }
}

Ready to see title updates in hours, not days?

Talk with our integration team about API, webhook, and portal options — or call (877) 848-5337 ext. 138.