FAQ

Same-Day Title Updates for Modern Lenders

Everything lenders, servicers, and platform teams ask about turnaround times, integrations, report formats, security, and our AI-assisted research process.

Speed & Coverage

How fast are Same-Day Title Updates delivered?

For API-integrated partners, our average turnaround time is under 0.43 business days. Even for non-integrated clients, most title updates are delivered same-day, ensuring your deals stay on schedule.

What industries do you serve?

We serve a broad range of industries that rely on accurate, timely property data:

  • Mortgage lenders
  • Private lenders
  • Insurers and insurance companies
  • Real estate investors
  • Environmental firms
  • Attorneys
  • Servicers
  • Government agencies
What types of title reports do you offer?

We offer current owner title searches, two-owner, lien checks, deed verifications, and more—customizable to your needs. Current Owner searches are otherwise known as 'update reports' or 'date-downs', and abstract information on taxes, legal description, current deed, and open encumbrances/liens.

Do you offer environmental lien and AUL searches?

Yes, we provide both environmental lien and AUL (Activity and Use Limitation) report options, backed by certified public records data across all U.S. jurisdictions. All reports are fully compliant with ASTM E1527 and E1528 standards, ensuring they meet industry guidelines for environmental due diligence.

Integration & Delivery

How does your API integrate with lending platforms?

Our REST API allows for seamless ordering, tracking, and delivery of title updates directly into LOS or CLM systems like Encompass or custom-built software.

What is webhook integration and how does it help?

Webhook integration enables real-time order placement, status updates, and document delivery, reducing manual actions and follow-ups; accelerating processing timelines while reducing human error.

Is the webhook connection secure?

Yes, we use token-based authentication and encrypted channels to ensure secure data exchange between your platform and ours.

In what file formats can title data be delivered?

We support PDF, Word, Excel, and JSON formats—flexible for both human-readable reports and machine-readable data workflows.

Do you provide JSON payloads for integration?

Absolutely. JSON abstracts can be delivered instantly via webhook or API for easy ingestion into your platform or workflow. Via our API integration, our title report abstracts are always provided with a JSON payload of the abstract, along with a PDF version, and additional formats you may prefer (Word, Excel).

What are the advantages of using JSON-formatted title data?

JSON delivery allows for immediate integration with your system, enabling faster underwriting, compliance checks, and risk assessments. It also supports downstream actions such as automated decisioning, workflow routing, document generation, and portfolio monitoring—streamlining your entire lending or investment process.

Can I track or manage orders from my own platform?

Yes, integrated partners can order, pause, and cancel orders directly through their own LOS or dashboard, and enable both internal support and client messaging via API to our team.

Which LOS or servicing platforms do you integrate with?

AFX integrates with Encompass, Mortgage Automator, Nexys, TrustPoint, Land Gorilla, Calyx, ICE, and other industry-standard or custom lending platforms.

Accuracy, AI & Technology

What are ECC algorithms, and how do they help?

Our proprietary Error Correction & Classification (ECC) algorithms catch data inconsistencies, missing fields, and anomalies before reports are finalized.

How does AI improve title search quality?

AI enhances data extraction from public records, reduces human error, and flags irregularities for manual review—resulting in cleaner, faster reports.

Are there risks to using AI in title services?

AI is a powerful accelerant, but unchecked automation can miss jurisdiction-specific nuances. That is why every AI-assisted output at AFX is governed by strict controls and verified by certified title professionals before delivery—combining machine speed with human judgment so reports stay accurate and defensible.

What sets AFX apart from other title search providers?

Our combination of JSON data-stream automation, nationwide abstractor network, and secure tech stack delivers unmatched speed and accuracy.

Can smaller title companies use your AI tools?

Yes, our platform is designed to support both enterprise lenders and boutique firms with scalable tools for automation.

What's the future of AI in title and property research?

AI will continue to reduce turnaround times for in-house title search, improve accuracy, and unlock new levels of customization and insight in title reporting.

How do title services support construction loan risk management?

We provide title reports at every stage of the construction process to verify lien status, ownership, and disbursement readiness.

Still have questions?

Our title data experts can walk you through integration options, report formats, and pricing for your volume.